Are you planning to buy a new property? do not hurry!Before it's too late Unrequited love We recommend that you use the unit to scrutinize and investigate the status and integrity of your house letter.
As a first step in buying a home, consider the integrity of your home certificate so that it does not interfere with legality in the future. On the other hand, most homes on the market have a legal relationship in the form of proof of ownership and right to use the building, both of which have different functions and statuses.
If you don't know the difference between the two legality, here Kania explains the difference between the proof of ownership and the right to use the building. Come on, take a look!
Pergertian HGB – Right to Build
Maybe you are familiar with permits in the form of building license certificates. As the name implies, this legality is a government-granted authority to use land that is not owned by the government. This authority is enforced for 30 years at the request of the right holder for all the needs and conditions of the building and can be extended for up to 20 years.
This authority gives holders of the right to use the building only the authority to use the land to build buildings and other purposes within a certain time limit. In essence, a homeowner with legal rights to use a building owns only the building, the land is owned by the state, and is usually used by developers in the manufacture of apartments and housing units.
Currently, if the building right is legal, you cannot use the land freely because you need a permit. Ideally, a home with a building certificate is suitable for limited time use, such as for commercial purposes.
SHM Definition-Free Hold Certificate
SHM or proof of ownership, on the other hand, is an authority over land rights and has the highest status, including the legality of other homes. The certificate of ownership gives the landowner in a particular area full and indefinite rights, as stated in the letter.
Of course, if you have a house with a certificate of free ownership, you are free to build or change it without any interference from anyone other than the winner of the letter. Less importantly, a home with the title of Hakumilik has a higher selling value than a unit that has the right to use the building.
Difference between SHM and HGB
As the definition suggests, these two levels of legality have different levels of authority and ownership. In the case of SHM, the occupancy rate can be inherited and there is no usage time limit. SGB, on the other hand, limits usage time, but can still extend it.
Also, if you have a certificate of ownership, you can use it as collateral for a financial institution when applying for a loan, but HGB letters tend to be difficult to use for financial loan purposes.
However, you can change the SHM's HGB property certificate. SHM will be processed through the local land office for up to 2 years before the expiration date. For costs, the rate at which HGB management is changed to SHM is adjusted according to the price of land per square meter.
Read again: How to take care of the correct home certificate?
So do you understand the difference between the above certificate of ownership and the right to use the building? Make sure you know the legality of the property you want to buy. That's because it determines usage and even the selling price at a later date.
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Source : https://www.dekoruma.com/artikel/72486/perbedaan-shm-dan-hgb
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